By clicking "Accept & Submit", I, the undersigned, (a) for the purpose of securing credit, certify the below
representations to be correct; (b) authorize financial institutions, as they consider necessary and
appropriate, to obtain consumer credit reports on me periodically and to gather employment history, and (c)
understand that we, or any financial institution to whom this application is submitted, will retain this
application whether or not it is approved, and that it is the applicant's responsibility to notify the
creditor of any change of name, address, or employment. We and any financial institution to whom this
application is submitted, may share certain non-public personal information about you with your
authorization or as provided by law.